Artificial Intelligence

AI in every layer of the payment: more approvals, less fraud, changes in days

Kushki is the first payments company in Latin America built with AI in every layer: from code to transaction, from fraud to support.

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AI activated

Machine learning

AI companion

Code accelerated by AI

Our bet

It's not an AI feature. It's an AI company.

Other payment companies add AI to existing products. We rebuilt the entire company around it:

  • Every transaction, optimized by machine learning

  • Every merchant, with an AI companion

  • Every line of code, accelerated by AI agents

  • Every support request, resolved with intelligence

This isn't a product announcement. It's how Kushki operates.

AI CAPABILITIES

How Kushki's artificial intelligence works for your operation

Shaman

Responses in seconds and support that resolves on its own, on the web and in your console. It's not a script: it's an AI payments companion that follows every step of your operation.

Ideal for: operations teams that don't want to wait in a queue.

Meet Shaman

KODA Platform

AI‑driven development with the Kushki Way: what takes a traditional acquirer months, Kushki does in days. An AI‑accelerated platform that adapts payments to your operation, fast.

Ideal for: companies that need to adapt payments to their operation, fast.

Meet KODA Platform

World Model

A shared intelligence layer: a live, real‑time representation of every merchant, transaction pattern and risk signal, built on millions of transactions across five countries.

Ideal for: decision‑makers evaluating what makes a payments platform defensible.

Explore the World Model

Use cases

Who is it for?

Merchants who want to approve more sales

For teams that need to reduce legitimate declines and protect their revenue. Kushki's AI applies routing, fraud prevention, and smart retries so more valid transactions get approved.

Teams that want to resolve support in seconds

For operations that don't want to wait in a queue. Shaman, the AI payments companion, responds in seconds and resolves on its own, on the web and in the console.

Businesses that need to adapt payments to their operation

For companies that require speed and customization. With KODA Platform, an AI‑accelerated platform, what takes a traditional acquirer months, Kushki does in days.

Decision‑makers evaluating the intelligence behind payments

For those who want to understand what makes a payments platform defensible. The World Model is a proprietary intelligence layer built on millions of transactions across five countries: Mexico, Colombia, Peru, Ecuador, and Chile.

Frequently asked questions

It's your AI payments companion. It responds in seconds and resolves on its own, present on the web and in your console.

An AI‑accelerated platform that delivers speed and customization: what takes a traditional acquirer months, Kushki does in days.

It's the brain of Kushki: a shared intelligence layer, a live and real‑time representation, maintained by AI, of every merchant, transaction pattern, and risk signal. It's built on millions of transactions across five countries (Mexico, Colombia, Peru, Ecuador, and Chile) and is defensible because that data only exists if Kushki processes directly.

In five countries across Latin America: Mexico, Colombia, Peru, Ecuador and Chile.

Kushki AI

One integration. All of Kushki's AI.

Access Shaman, KODA Platform and the World Model through a single integration. No friction, no per‑product contracts.