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Omnichannel · Retail · Franchises · Chains

One platform to collect payments wherever your customers are

Unify your online and in‑store payments under a single integration, a single console and a single platform.

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THE CHALLENGE

Operating across multiple channels with multiple processors has a cost

Fragmented reconciliation

Using one processor for online and another for physical stores breaks reconciliation and duplicates card vaults.

Customers repeat their data on every channel

Without a unified vault, the same customer must register their card separately on web, app and in‑store.

Scattered and costly reporting

Managing reports from multiple platforms generates high operational costs and low business visibility.

HOW IT WORKS

Online and in‑store, unified from a single API

01

Online channel

API, Kajita, Pay Button, Smartlinks and plugins for Shopify, WooCommerce and VTEX. Accept cards, transfers, cash, digital wallets and local payment methods.

02

In‑store channel

Kushki ONE connects SmartPOS terminals to the same payments ecosystem. Sale, tip, pre‑authorization, capture, split bill, void and refund all from a single app.

03

Unified console

Centralized, real‑time visibility of all your physical branches and digital channels from a single place.

CAPABILITIES

Everything you need to operate without friction across channels

Unified vault

The same tokenized card works on web, app and in‑store. The customer pays with one click on any channel.

Tokenization and security

Shared tokenization across channels, 3DS 2.2, PCI compliance and data encryption throughout the operation.

Automated reconciliation

Consolidated reports, settlement tracking and real‑time transaction monitoring from a single console.

Flexible integration

API, Cloud Terminal API, App to App, SDK or Standalone. Kushki adapts to each merchant's technical model.

ADAPTABLE TO YOUR MODEL

Kushki omnichannel for every type of operation

Retail and commercial chains

  • Unify web, app and physical stores under a single processor
  • Single‑vault tokenization so the customer pays with one click at any touchpoint
  • Centralized reconciliation for the entire chain

Multi‑location franchises

  • Multi‑MOR management with separate settlements per franchise or branch
  • Standardized onboarding for new stores
  • Consolidated corporate‑level reports without losing local operational autonomy

Restaurants and hospitality

  • Table‑side payment, split bill and tip from SmartPOS terminals
  • Smartlinks and pay button for online orders
  • One platform for in‑store, takeout and delivery

Corporate multi‑site

  • Centralized digital payments combined with terminals distributed by location
  • Management and reports from a single console
  • Regional scale under one contract and one integration

ADAPTABLE TO YOUR MODEL

Kushki omnichannel for every type of operation

Retail and commercial chains

  • Unify web, app and physical stores under a single processor
  • Single‑vault tokenization so the customer pays with one click at any touchpoint
  • Centralized reconciliation for the entire chain

Frequently asked questions

Kushki unifies your online and in‑store channels under a single API and infrastructure. Both share the same console, the same card vault, and the same reconciliation all from one place.

Kushki centralizes the customer's payment instruments in a unified vault. A token generated on the online channel can be used in a physical store, and vice versa, without the customer needing to register their card again.

Yes. Kushki supports multi‑merchant management with separate settlements per branch or franchise, consolidated corporate‑level reports and standardized onboarding for new stores.

Does your business sell on more than one channel?

Find the right payment structure to unify your operation.

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