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Ecuador

Accept all payments in Ecuador with local infrastructure

Kushki operates in Ecuador with its own licenses connecting cards, digital wallets and local methods on a single online payments platform.

Aggregator · Gateway

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THE MARKET

Ecuador: a market in transition toward digital payments

Ecuador is moving toward more digital payments, but cash remains relevant.

The challenge for merchants is adapting to a market where cards, wallets and cash coexist without increasing operational complexity.

Deuna and PeiGo

Local digital wallets available for Pay‑ins

Alia

Local card with presence in the Ecuadorian market

Cash

Still relevant in everyday transactions

OUR OPERATION

Local processing with two operating models

Aggregator

Kushki acts as intermediary between the merchant and the acquirer. The right model for merchants looking to operate with lower regulatory and operational complexity, prioritizing agility.

Gateway

Kushki enables payment processing by routing transactions to the right processor. The fastest way to start accepting payments, available in all markets where Kushki operates.

PAYMENT METHODS

All the methods your Ecuadorian customers prefer

Online payments

Accepted methods

Cards

VisaMastercardAmerican ExpressAlia

Transfers

Transfer In available for payments from local bank accounts.

Wallets

Deuna · PeiGo

Cash

Cash available at more than 20,000 collection points nationwide.

Capabilities

  • Scheduled subscriptions
  • On‑demand subscriptions

PAYMENT LINKS

The most popular solution for businesses that want to collect payments digitally without a website

Kushki's Payment Link is especially relevant in Ecuador for businesses looking to start accepting digital payments without their own web platform. Generate a custom link and share it through any channel to receive payments immediately.

Learn more about Payment Links

WHY KUSHKI

Everything you need to operate in Ecuador

PUBLIC SECTOR

Payment infrastructure for government institutions

Kushki has developed technical and operational capabilities to work with Ecuadorian government institutions, facilitating payments for citizens. Our clients include the SRI, the Municipality of Guayaquil and the Galápagos National Park.

Integrated local methods

Accept Alia, Deuna, PeiGo and the main Ecuadorian payment methods from a single integration, without separate contracts per method.

Simplified operations

One dashboard, unified reconciliation and settlement for all your online payments in Ecuador.

WHO IT'S FOR

Designed for merchants operating in Ecuador

E‑commerce and online stores

Digital platforms and SaaS

Service businesses with recurring payments

Fintechs and financial platforms

Marketplaces and multi‑seller platforms

Frequently asked questions

Kushki operates in Ecuador with its own licenses including Central Bank qualification, SRI qualification and registration as an Auxiliary of the Financial System.

Kushki has Deuna and PeiGo available as local digital wallets for Pay‑ins in Ecuador.

Currently Kushki One and in‑store payments are not available in Ecuador. Kushki operates in Ecuador only for online payments. The sales team can guide you on the current scope and available solutions.

Yes. Kushki operates in 5+ Latin American markets. A single integration provides access to multiple countries, you can start in Ecuador and scale to Colombia, Peru, Chile or Mexico without duplicating development.

Operate in Ecuador with local payment infrastructure

Accept online payments with local processing and dedicated support.

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