Meet Kushki Operadora SA Chile and its regulatory compliance

After obtaining a law degree from the Pontificia Universidad Católica de Valparaíso, a Master's in Corporate Law‑LLM from the Pontificia Universidad Católica de Chile and another in Technology and Entrepreneurship from Universidad Adolfo Ibáñez; Rodolfo already has more than 11 years of experience in the financial field. He has held positions as Corporate Counsel at companies such as BCI Pagos and Godrej Consumer Products; as well as working as a lawyer at financial sector companies such as Sura Asset Management and Klap (formerly Multicaja).

He is currently Regulatory Manager for Latin America at Kushki and a member of the Board of Directors of Kushki Operadora S.A.

Lucas Medola is an economist graduated from PUC/SP, holds an Executive MBA in Finance from Insper and completed the 'The Emerging CFO' program at Stanford, USA. He is also an active investor and a recognized promoter of the Brazilian entrepreneurship ecosystem, contributing his experience and knowledge through mentoring entrepreneurs and new companies.

With more than 24 years of experience in the financial sector, he has collaborated and led teams across several continents, including North America, Europe, Asia and, of course, Latin America, participating in different companies such as PayPal, Western Union, HSBC, Itaú, Andersen, Deloitte and Citibank.

Carlos Molineiro is a Commercial Engineer from Universidad Católica and a reference in the acquiring sector, with nearly 20 years of experience in the payment media ecosystem. Before joining Kushki, he served as General Manager at payment processor VirtualPOS and held the same position at Redelcom‑Mercado Pago. His solid track record also includes more than 10 years at Transbank, where he led various strategic areas.

In addition to his executive role, Molineiro has been a certified mentor at the UC Innovation Center for more than seven years, where he supports projects linked to entrepreneurship with social and economic impact.

Fernando Bermúdez is a lawyer and political scientist from Universidad de los Andes, Colombia, with a master's degree in law from The London School of Economics and Political Science (LSE). He has more than 13 years of experience in law firms, where he specialized in advising international clients on M&A transactions and developing practices for startups and fintech.

He also has more than 8 years of experience in the payments industry, providing strategic legal support to companies in the sector. Since 2021, he has served as VP Legal at Kushki, leading the legal team and supporting the company's expansion in Latin America.

Professional specialized in Information Security, Operational Risk and Cybersecurity, with more than 11 years of experience in the financial and technology industry. He has led ISMS initiatives, risk management, business continuity, incident response, audits, controls and regulatory projects at Kushki, Banco Internacional, Banco Ripley Chile, Provida AFP and BBVA Chile.

He holds advanced cybersecurity training, including a master's degree, diplomas in ethical hacking and cybersecurity management, as well as studies in risk and ISO 27035. He stands out for his leadership, analysis and contingency scenario management.

Certified Public Accountant, Master's in Management (c); Diploma in People Management; Diploma in Leadership and Coaching; Diploma in Public Procurement and Post‑graduate in Management Control. With more than 11 years of experience in Senior Level positions in Audit & Compliance, leading certifications and implementations of Crime Prevention Models in public/private entities. For 5 years he was part of the 8 expert professionals of the Financial Analysis Unit of Chile (UAF), with the mission of guaranteeing the financial integrity of the country, supervising regulatory compliance in the matter of Prevention of ML|TF|PADM of more than 8000 Obligated Subjects from different industries.

He is currently Compliance Manager & Crime Prevention Officer at Kushki Chile and Peru.

After obtaining a law degree from the Pontificia Universidad Católica de Valparaíso, a Master's in Corporate Law‑LLM from the Pontificia Universidad Católica de Chile and another in Technology and Entrepreneurship from Universidad Adolfo Ibáñez; Rodolfo already has more than 11 years of experience in the financial field. He has held positions as Corporate Counsel at companies such as BCI Pagos and Godrej Consumer Products; as well as working as a lawyer at financial sector companies such as Sura Asset Management and Klap (formerly Multicaja).

He is currently Regulatory Manager for Latin America at Kushki and a member of the Board of Directors of Kushki Operadora S.A.

Lucas Medola is an economist graduated from PUC/SP, holds an Executive MBA in Finance from Insper and completed the 'The Emerging CFO' program at Stanford, USA. He is also an active investor and a recognized promoter of the Brazilian entrepreneurship ecosystem, contributing his experience and knowledge through mentoring entrepreneurs and new companies.

With more than 24 years of experience in the financial sector, he has collaborated and led teams across several continents, including North America, Europe, Asia and, of course, Latin America, participating in different companies such as PayPal, Western Union, HSBC, Itaú, Andersen, Deloitte and Citibank.

Carlos Molineiro is a Commercial Engineer from Universidad Católica and a reference in the acquiring sector, with nearly 20 years of experience in the payment media ecosystem. Before joining Kushki, he served as General Manager at payment processor VirtualPOS and held the same position at Redelcom‑Mercado Pago. His solid track record also includes more than 10 years at Transbank, where he led various strategic areas.

In addition to his executive role, Molineiro has been a certified mentor at the UC Innovation Center for more than seven years, where he supports projects linked to entrepreneurship with social and economic impact.

Fernando Bermúdez is a lawyer and political scientist from Universidad de los Andes, Colombia, with a master's degree in law from The London School of Economics and Political Science (LSE). He has more than 13 years of experience in law firms, where he specialized in advising international clients on M&A transactions and developing practices for startups and fintech.

He also has more than 8 years of experience in the payments industry, providing strategic legal support to companies in the sector. Since 2021, he has served as VP Legal at Kushki, leading the legal team and supporting the company's expansion in Latin America.

Professional specialized in Information Security, Operational Risk and Cybersecurity, with more than 11 years of experience in the financial and technology industry. He has led ISMS initiatives, risk management, business continuity, incident response, audits, controls and regulatory projects at Kushki, Banco Internacional, Banco Ripley Chile, Provida AFP and BBVA Chile.

He holds advanced cybersecurity training, including a master's degree, diplomas in ethical hacking and cybersecurity management, as well as studies in risk and ISO 27035. He stands out for his leadership, analysis and contingency scenario management.

Certified Public Accountant, Master's in Management (c); Diploma in People Management; Diploma in Leadership and Coaching; Diploma in Public Procurement and Post‑graduate in Management Control. With more than 11 years of experience in Senior Level positions in Audit & Compliance, leading certifications and implementations of Crime Prevention Models in public/private entities. For 5 years he was part of the 8 expert professionals of the Financial Analysis Unit of Chile (UAF), with the mission of guaranteeing the financial integrity of the country, supervising regulatory compliance in the matter of Prevention of ML|TF|PADM of more than 8000 Obligated Subjects from different industries.

He is currently Compliance Manager & Crime Prevention Officer at Kushki Chile and Peru.