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SAAS · SOFTWARE · DIGITAL PLATFORMS

The payments infrastructure your SaaS needs to grow in LATAM

Recurring billing, local checkout in 5 countries, annual plans in installments and real‑time webhooks, all from a single Kushki integration.

MXCOCLPEEC
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WHY KUSHKI

Payments that protect your recurring revenue

Explore the problems affecting recurring revenue in the industry and how Kushki eliminates them so your business can scale

PROBLEM
PROBLEM

Rejections from international processors

Local LATAM cards are declined when the processor routes cross‑border. Every lost approval rate point is MRR that never arrives.

KUSHKI SOLUTION

Local processing in 5 countries

Own acquiring in MX, CO, CL and PE; in Ecuador as Aggregator. No international routing. Local cards are processed directly with each market's issuing banks.

PROBLEM
PROBLEM

Checkout that doesn't convert

If the payment form doesn't accept the user's bank, debit card or preferred method, the first payment is abandoned before the customer activates their account.

KUSHKI SOLUTION

Interest‑free installments for annual plans

Offer annual plans in interest‑free installments in MX, CL and PE. Configurable from the console without a new integration.

PROBLEM
PROBLEM

Annual plans that don't sell

Converting monthly plan users to annual is hard when the total amount is a barrier: without installment options, many don't make the switch.

KUSHKI SOLUTION

Flexible checkout

Kajita (embeddable form for your site or app), Payment Button/Smartlink (no‑code link) or direct API integration. The SaaS chooses the payment experience that best fits its product.

PROBLEM
PROBLEM

Invisible involuntary churn

Recurring payments that fail without real‑time notifications generate cancellations that look voluntary but are preventable.

KUSHKI SOLUTION

Real‑time webhooks

Instant notifications for every event: payment approved, declined, subscription modified or cancelled. JSON payload ready for your business logic, act before losing the subscriber.

IMPACT

What changes when you process locally in LATAM

99.99%

Guaranteed uptime

Less involuntary churn

Local processing, smart retries and Network Tokens recover failed payments before cancelling the subscription.

More ARR without changing the price

Interest‑free installments let you offer annual plans in installments: the user pays more over the year without feeling the barrier of the total amount.

FOR YOUR MODEL

Which one describes your operation?

B2B SaaS

Recurring billing per company, seats or usage with full visibility and automated reconciliation.

  • Scheduled subscriptions per client with unique ID for traceability
  • Smart retries for failed payments before cancelling access
  • Network Tokens: card credentials updated automatically
  • Integration with ERPs and billing systems via API

B2C & Consumer SaaS

Maximize first‑payment conversion and reduce involuntary churn on mass subscriptions.

  • One‑Click checkout for returning users who already have their data saved
  • Interest‑free installments for annual plans: convert more without lowering the price
  • Webhooks to act before a subscription cancels due to a technical failure
  • Smartlinks to recover subscribers with pending payments

Platforms & Marketplaces

Manage payments from end users and payouts to creators, sellers or providers from a single integration.

  • Incoming payments: cards, bank transfers and local APMs in each country
  • Automatic payouts: T+24, weekly or at the cadence your model requires
  • Consolidated reporting for the entire multi‑party operation
  • Sub‑merchant onboarding with simplified validation

FOR YOUR MODEL

Which one describes your operation?

B2B SaaS

Recurring billing per company, seats or usage with full visibility and automated reconciliation.

  • Scheduled subscriptions per client with unique ID for traceability
  • Smart retries for failed payments before cancelling access
  • Network Tokens: card credentials updated automatically
  • Integration with ERPs and billing systems via API

COVERAGE

All the payment methods your users need in each market

Cards

Credit and debit (Visa, Mastercard, local debit), contactless and Apple Pay

Bank transfers

Local bank transfers by market: SPEI (MX) · PSE (CO) · Webpay (CL)

Interest‑free installments

Interest‑free installments available in MX, CL and PE with the main issuers in each market

Digital & links

Embeddable Kajita · Payment Button/Smartlink via WhatsApp, SMS and email · One‑Click for recurring subscribers

ONE CONSOLE

Management, reconciliation and security from one place

Management

Single dashboard for subscriptions, one‑time payments and payouts
Automated real‑time reconciliation by product, plan or market
APIs compatible with leading billing systems, ERPs and CRMs

Security

Gatekeeper, AI‑powered anti‑fraud engine, with real‑time transaction monitoring
3DS 2.2 authentication for Visa and Mastercard
PCI DSS Level 1 and ISO 27001 compliance

WHO IT'S FOR

Built for SaaS and digital platforms in Latin America

B2B SaaS with recurring per‑company billing
B2C platforms with mass subscriptions
Marketplaces and multi‑party platforms
Startups validating their model in new LATAM markets

Frequently asked questions

Yes. The platform adapts to different billing models: recurring per‑company subscriptions for B2B, mass consumer billing for B2C, and automatic payouts for marketplaces. The sales team can guide you based on your model.

Kushki supports interest‑free installments in MX, CL and PE. The user chooses to pay the annual plan in monthly interest‑free installments with the main issuers in each market. Configurable from the console without a new technical integration.

Kushki sends webhooks for every payment event in real time. When a payment fails, your system receives an instant notification and can act: send a recovery Smartlink, retry the payment or alert the user before the subscription cancels automatically.

Yes. Kushki offers an API with SDKs for Web, iOS and Android, plus webhooks for every payment event. Integration doesn't require replacing your existing billing system. Kushki acts as the payments processing layer.

More approvals. Less churn. One integration for the entire region

Process subscriptions locally in 5 countries, offer annual plans in installments and recover failed payments before losing the subscriber.

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