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Chile

Accept all payments in Chile with local infrastructure

Kushki operates as a non‑bank acquirer with a CMF license processing locally to provide better approval rates and simplify merchant operations.

Acquirer · Aggregator · Gateway

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THE MARKET

Chile: one of the most developed payments markets in the region

Chile is one of the most mature payments markets in the region, with high adoption of cards and electronic payments.

Consumers expect fast experiences across any channel and merchants need stable infrastructure for high volumes.

Accepting more payment methods without increasing operational complexity is the central challenge.

Webpay

The most widely used online payment method in Chile direct integration with local banking

Commercial Installments

2 to 12 months interest‑free financing, key to increasing conversion and average ticket

Network Tokens

Automatic credential update to improve approvals on recurring billing

Apple Pay

Growing as a payment method in e‑commerce and point of sale

Diners Club

Card accepted in the Chilean market

OUR OPERATION

Local processing with three operating models

Acquirer

Kushki subscribes your merchant directly, provides a dedicated account and manages final settlement with better approval rates. Direct Visa and Mastercard memberships in MX, CO, CL and PE.

Aggregator

Kushki acts as intermediary between the merchant and the acquirer. The right model for merchants looking to operate with lower regulatory and operational complexity, prioritizing agility.

Gateway

Kushki enables payment processing by routing transactions to the right processor. The fastest way to start accepting payments, available in all markets where Kushki operates.

PAYMENT METHODS

All the methods your Chilean customers prefer

Online payments

Accepted methods

Cards

VisaMastercardAmerican ExpressDiners Club

Transfers

Webpay certified integration with the most used online payment system in Chile, including RedCompra debit and bank credit

Capabilities

  • Network Tokens: automatic card credential update
  • Apple Pay
  • Commercial Installments: 2 to 12 months interest‑free with national Visa and Mastercard
  • Pre‑authorization, re‑authorization and capture
  • Scheduled subscriptions
  • On‑demand subscriptions

In‑store payments

Accepted methods

Cards

VisaMastercard

Conexión

  • Standalone
  • Cloud
  • App to App
  • SDK

Capabilities

  • Pre‑authorization and capture
  • Tip
  • Full and partial void
  • Full and partial cancellation
  • Commercial installments

MERCHANT INSTALLMENTS

Offer financing without depending on banks or retail chains

Merchant installments allow offering interest‑free financing with national Visa and Mastercard credit cards without needing agreements with banks or retail chains. Financing from 2 to 12 months, available in e‑commerce and point of sale.

  • Higher conversion on medium and high‑ticket purchases
  • Higher average ticket
  • Better cash flow for the merchant
  • Reduced operational risk

IN‑STORE PAYMENTS

One POS system for your entire operation in Chile

Kushki One is Kushki's regional point‑of‑sale system 100% cloud‑based, with hardware freedom and omnichannel power. The only full‑stack non‑bank acquirer with its own infrastructure in the region.

Discover Kushki One

What's included

  • Unified onboarding, settlement and reconciliation
  • Hardware freedom: bring your own terminal or use those certified by Kushki
  • Regional scalability from Chile to Kushki's other markets

Sales models

  • Complete solution: Kushki Terminal + Kushki App + Kushki Acquiring
  • 100% API: Your terminal + your app + Kushki Acquiring

WHY LOCAL

Processing in Chile with a local license changes results

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Platform availability

More approvals

Kushki operates with a CMF license and processes locally without the approval rate penalty generated by international processors that route via local banks.

Simplified operations

One account, one contract, one dashboard for online and in‑store payments. Unified reconciliation and settlement from the Kushki console.

WHO IT'S FOR

Designed for merchants operating in Chile

E‑commerce and online stores

Omnichannel retailers with physical and digital presence

Marketplaces and multi‑seller platforms

Service businesses with recurring payments

Fintechs and financial platforms

Franchises and multi‑location chains

Frequently asked questions

Kushki operates with a Payment Card Operator license granted by the CMF (Comisión para el Mercado Financiero) of Chile.

Webpay is the most widely used online payment system in Chile it allows users to pay with RedCompra debit cards and bank credit cards directly from their bank. Kushki has certified Webpay integration for online payments.

Commercial Installments allows offering financing from 2 to 12 months interest‑free with national Visa and Mastercard cards, without depending on bank agreements. The merchant defines available installments and the customer chooses at the time of payment.

Yes. Kushki unifies online and in‑store payments under a single platform with centralized dashboard, unified reconciliation and consolidated settlement. Kushki One is available in Chile for point‑of‑sale payments.

Operate in Chile with the local processor your business needs

Accept online and in‑store payments with local processing and dedicated support.

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