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BUILD YOUR OWN PAYMENT EXPERIENCE ON KUSHKI'S INFRASTRUCTURE

Build any payment experience on our APIs

Connect to our APIs to enable card payments, bank transfers, cash and digital wallets from a single integration. Design your own checkout and automate the entire payment cycle.

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CAPABILITIES

Capabilities to build, scale and optimize your payments

Pre‑authorization and capture

Authorize funds and capture payments immediately or on a deferred basis. Implement flows for reservations, scheduled deliveries, hospitality, mobility and other models where the charge happens after authorization.

Network Tokenization

Use tokens issued by card networks to improve approval rates, reduce potential fraud, keep credentials up to date and mitigate declines from expired or reissued cards.

Cancellations and refunds

Manage partial or full voids and refunds, keeping traceability of every operation and synchronization with your systems, along with a consistent experience for your customers.

Recurring payments

Set up subscriptions and automatic charges with fixed or variable amounts. Run scheduled, on‑demand or custom‑scheme payments according to your business model.

3DS 2.2 and anti‑fraud

Protect your transactions with 3D Secure authentication and advanced fraud prevention engines. Combine artificial intelligence, configurable rules and behavioral analysis to optimize payment approval without compromising security.

Webhooks

Receive real‑time events on status changes for payments, refunds, subscriptions and operations to keep your systems in sync through an event‑driven architecture.

WHY ONLINE PAYMENTS API

Everything you can do with one API

01

Process payments

Accept different payment methods and access all their capabilities.

02

Design your own checkout

Take full control of the interface, colors, purchase flow and user experience.

03

Integrate our platform with your architecture

Connect payments to your ERP, OMS, CRM or internal applications to keep your operation up to date.

04

Automate processes

Check transaction statuses, events and notifications.

05

Scale with a single integration

Operate in 5 countries using the same integration architecture.

USE CASES

When your business needs more than a standard checkout

Regional airline

An airline needs to build a checkout that combines flights, baggage, seats and add‑on services, while coordinating payment with its internal reservation systems.

El reto

  • Keep the entire booking flow inside its own experience.
  • Design its own payment experience inside the application.

Con la API de Kushki

  • Integrates on web and app without using a default checkout.
  • Fully controls the interface within the app's flow.

Regional airline

An airline needs to build a checkout that combines flights, baggage, seats and add‑on services, while coordinating payment with its internal reservation systems.

El reto

  • Keep the entire booking flow inside its own experience.
  • Design its own payment experience inside the application.

Con la API de Kushki

  • Integrates on web and app without using a default checkout.
  • Fully controls the interface within the app's flow.

PAYMENT METHODS

One integration for all your payment methods

Accept cards, bank transfers, cash, digital wallets and local payment methods through a single integration. With one API, deliver a consistent payment experience, regardless of the country or payment method your customers prefer.

Cards

Accept domestic and international credit and debit cards with a unified integration across the entire region.

Bank transfers

Accept transfer payments through the banking networks available in each market, without independent development per country.

Cash

Let your customers shop online and pay in cash through locally enabled collection networks.

Apple Pay

Implement the Apple Pay button so your customers can pay quickly with their Apple wallet.

Local payment methods

Charge through the local payment methods preferred by consumers in each market, without managing additional integrations.

Payment method availability may vary by country. Check the documentation or contact our team to learn about the options available in each market.

OMNICHANNEL

Build payment solutions for any sales channel

Kushki's APIs let you integrate payments for e‑commerce, mobile apps, points of sale and other channels using a regional infrastructure.

Online payments

Accept payments from your website or mobile app through flexible APIs.

In‑person payments

Integrate terminals to accept card transactions in physical stores.

DIGITAL PAYMENTS

Looking for a faster integration than a direct API connection?

Our payment solutions are built on Kushki's infrastructure to help you launch faster, reduce development effort and maintain access to the same payment methods available in each market.

Kajita

Integrate a secure, customizable payment form into your e‑commerce or web application. Designed to optimize the purchase experience with a responsive interface for web and mobile.

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Payment Button

Start collecting online quickly and easily. Your customers are directed to a secure Kushki payment page via a custom subdomain for your business.

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Smartlinks

Generate dynamic payment links and share them through any communication channel. Ideal for assisted sales, abandoned cart recovery, promotional campaigns or remote collections.

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Kushki JS

Tokenization service that separates sensitive card data from the merchant's environment. Simplified PCI compliance.

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Ready to accept payments across LATAM?

Thousands of merchants already trust Kushki to process their payments. Centralize your operation, optimize your payment experience and accelerate your regional expansion.

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