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BUILD YOUR OWN PAYMENT EXPERIENCE ON KUSHKI'S INFRASTRUCTURE

One experience. Five countries. Multiple ways to pay.

Connect directly to our APIs to design payment experiences tailored to your business. Full control over your checkout, your flows, your channels and your user experience, backed by infrastructure built to operate at scale across Latin America.

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OMNICHANNEL

Build online and in‑person payment experiences on a regional infrastructure

Kushki's APIs let you process Card Present (CP) and Card Not Present (CNP) payments, so you can build payment experiences aligned with your business needs. Maintain full control over the interface, user flows and integration logic, while operating on a secure, scalable payment infrastructure available across multiple Latin American markets.

In‑person payments

Connect your applications and certified terminals to Kushki's acquiring infrastructure. If you have your own payment application and certified devices, you can maintain control of the payment experience while Kushki handles secure, scalable transaction processing.

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THE PROBLEM

Integrating payments in LATAM shouldn't be this complex

Operating in five countries with conventional tools means five separate integrations, five support teams, five reconciliation processes, and months of development before accepting the first payment.

Kushki's API eliminates that fragmentation. One integration point. One normalized response. One console to manage everything.

CAPABILITIES

Capabilities to build, scale and optimize your payments

Pre‑authorization and capture

Authorize funds and capture payments immediately or on a deferred basis according to your business needs. Manage the complete transaction lifecycle from a single integration.

Pre‑authorization and capture

Network Tokenization

Improve approval rates and reduce fraud risk with tokens issued by card networks. Keep payment methods automatically updated and optimize continuity for recurring transactions.

Network Tokenization

Cancellations and refunds

Process voids and refunds simply via API. Manage partial or full operations with complete traceability and a consistent experience for your customers.

Cancellations and refunds

Recurring payments

Set up subscriptions and automatic charges with fixed or variable amounts. Run scheduled, on‑demand or custom‑scheme payments according to your business model.

Recurring payments

3DS 2.2 and anti‑fraud

Protect your transactions with 3D Secure authentication and advanced fraud prevention engines. Combine artificial intelligence, configurable rules and behavioral analysis to optimize payment approval without compromising security.

3DS 2.2 and anti‑fraud

Webhooks

Receive real‑time notifications on the status of your transactions, refunds, subscriptions and operational events. A unified model for all countries and payment methods integrated with Kushki.

Webhooks

PAYMENT METHODS

One integration for all your payment methods

Accept cards, bank transfers, cash, digital wallets and local payment methods through a single integration. With one API, access all markets where Kushki operates and deliver a consistent payment experience, regardless of the country or payment method your customers prefer.

Cards

Accept domestic and international credit and debit cards with a unified integration across the entire region.

Bank transfers

Connect account‑to‑account payments through the banking networks available in each market, without independent development per country.

Cash

Let your customers pay in cash through locally enabled collection networks.

Digital wallets

Integrate relevant wallets and digital payment methods in each country from the same API.

Local payment methods

Access the payment methods preferred by consumers in each market without managing additional integrations.

Payment method availability may vary by country. Check the documentation or contact our team to learn about the options available in each market.

DIGITAL PAYMENTS

The same infrastructure, different ways to integrate

Looking for a faster integration than a direct API connection? Our payment solutions are built on Kushki's infrastructure to help you launch faster, reduce development effort and maintain access to the same payment methods available in each market.

Ready to accept payments across LATAM?

Thousands of merchants already trust Kushki to process their payments. Centralize your operation, optimize your payment experience and accelerate your regional expansion.

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