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One payments platform for all your retail operations in Latin America

Kushki connects all your payment channels on a single regional infrastructure.

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THE CONTEXT

Four problems that cost real revenue

Cart abandonment

More than 60% of carts are abandoned due to friction at checkout.

Duplicated operations

One provider for online, another for the physical store: two vaults, two reconciliations, two platforms.

Peaks with no resilience

A failure during Black Friday, Hot Sale or El Buen Fin costs more than weeks of normal operations.

Customers without cards

In Mexico, Peru and Ecuador, a significant share of customers can't complete a purchase without alternative payment options.

WHY KUSHKI

Local processing. Measurable results

Most international processors route LATAM transactions through local banks. More declines, higher costs, less control. Kushki operates with its own acquiring licenses and direct connections to each country's payment switches.

75.000 TPSCapacity to absorb the most demanding seasonal peaks.
99.99%Platform uptime.
+3 to +8 ptsCheckout conversion improvement for omnichannel retailers.

FOR YOUR MODEL

How does your business operate?

Omnichannel Retail

The same card token on web, app and physical store. Without your customer re‑entering their data.

  • Single‑vault tokenization: one token for all channels
  • BOPIS and BORIS: validate and return online purchases directly in‑store
  • Unified reconciliation from a single console
  • Result: BOPIS/BORIS flow success rate ≥ 95%

Marketplaces

Automate payments to your sellers with no manual processes.

  • Automatic payouts: T+24, weekly or at the cadence your operation requires
  • Digital seller onboarding with simplified validation
  • Consolidated reporting for the entire operation

Franchises & Chains

Independent settlement per branch. Consolidated visibility at the corporate level.

  • Multi‑MOR: separate KYC and settlement per franchise or branch
  • Centralized corporate reports
  • Standardized onboarding: from weeks to days

D2C Brands & Subscriptions

Failed payments don't have to become cancellations.

  • Scheduled subscriptions with automatic execution
  • Smart retries for declined payments
  • Network Tokens: card credentials updated automatically

Online E‑Commerce

One integration for all your countries and all your payment methods.

  • Plugins for Shopify and VTEX
  • One‑Click checkout for returning buyers
  • Smartlinks: payment link via WhatsApp, customer pays in seconds
  • Local APMs and pre‑authorization available in each market

FOR YOUR MODEL

How does your business operate?

Omnichannel Retail

The same card token on web, app and physical store. Without your customer re‑entering their data.

  • Single‑vault tokenization: one token for all channels
  • BOPIS and BORIS: validate and return online purchases directly in‑store
  • Unified reconciliation from a single console
  • Result: BOPIS/BORIS flow success rate ≥ 95%

COVERAGE

All the payment methods your customers need

Cards

Credit and debit (Visa, Mastercard, local debit), contactless and Apple Pay

Bank transfers

Local bank transfers and market‑specific banking methods

Cash

Cash‑In at terminal, QR Smartlinks and over 200,000 collection points in LATAM

Digital & social

Smartlinks via WhatsApp, SMS and email · Local digital wallets by market

ONE CONSOLE

Management, reporting and security from one place

Management

Single dashboard for online and in‑person channels
Automated real‑time reconciliation
Multi‑user access with role‑based permissions

Security

Real‑time transaction anti‑fraud monitoring
3DS 2.2 authentication and sensitive data tokenization
PCI DSS compliance

WHO IT'S FOR

Built for retail operating in Latin America

Omnichannel retailers with physical and online stores
Multi‑seller marketplaces
Franchise and multi‑branch chains
D2C brands and subscription models
Pure e‑commerce stores

Frequently asked questions

In Mexico, Colombia, Chile, Peru and Ecuador. In the first four countries it operates with its own acquiring. In Ecuador it operates as an aggregator and gateway. The sales team can guide you based on your market.

Ready‑to‑use plugins for Shopify and VTEX. Also available via full API and JavaScript library for custom flows.

Through the Payouts API, you can automate fund disbursement at the cadence you need: T+24, weekly or custom. All from the same console.

Real‑time anti‑fraud monitoring, 3DS 2.2 authentication, data tokenization and PCI DSS compliance. The platform operates under international card network standards.

One platform for your entire retail operation in LATAM

Connect your channels, improve your authorization rates and scale across the whole region.

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