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Artificial Intelligence

We build software on demand at a speed no one else in the industry can match

The AI‑Native Payments Company of Latin America: the first AI‑native payments company in LatAm.

At Kushki, we completely rethought how we build product by using AI at every stage, from the line of code to the transaction, fraud prevention and customer support, to build software on demand at a speed no one else in the industry can match.

Talk to salesDiscover how AI powers Kushki

Our bet

It's not an AI feature. It's an AI company

01

We decided to rebuild

We left behind the model that had worked for years.

02

AI at the core

Not as a layer as the way Kushki operates.

03

Measure and adjust

With honesty and humility to learn faster than anyone else.

04

AI‑native in LatAm

The first AI‑native payments company in the region.

AI Pillars

The AI that runs Kushki

Shaman

Your AI payments companion

Responses in seconds and support that resolves on its own. Present where you work, on the web and in your console, to accompany you at every step of your payments operation. It's not a script: it's an AI payments companion.

Meet Shaman

KODA

AI‑accelerated platform

AI‑driven development with the Kushki Way: speed and customization at the service of your business. What takes a traditional acquirer months, Kushki does in days. An AI‑accelerated platform that allows us to build software on demand and adapt payments to your operation, fast.

Meet KODA

Intelligent Acceptance

AI in every transaction

AI that makes every transaction smarter: routing, fraud prevention, and smart retries that work together so more legitimate sales get approved. Less friction, more approved revenue.

Explore Intelligent Acceptance

World Model

The brain of Kushki

A shared intelligence layer: a live, real‑time representation of every merchant, transaction pattern, and risk signal. Built on millions of transactions across five countries, it's defensible because that data only exists if Kushki processes directly. Isolated AI tools hit a limit; connected intelligence compounds.

Explore the World Model
0.00%Uptime
0TPS Throughput
0MTransactions processed in 2025
0+Clients

US $0

BILLION

in value processed per year

More approvals

With an approval rate of 85% of the transactions we process, Kushki's AI works to let more legitimate sales through, without opening the door to fraud.

Fraud under control

Kushki's fraud prevention keeps risk under control without stopping legitimate sales: chargeback rate of 0.25% for online payments and just 0.04% for in‑person payments.

Use cases

Who is it for?

Merchants who want to approve more sales

For teams that need to reduce legitimate declines and protect their revenue. Intelligent Acceptance applies routing, fraud prevention, and smart retries so more valid transactions get approved.

Teams that want to resolve support in seconds

For operations that don't want to wait in a queue. Shaman, the AI payments companion, responds in seconds and resolves on its own, on the web and in the console.

Businesses that need to adapt payments to their operation

For companies that require speed and customization. With KODA, an AI‑accelerated platform, what takes a traditional acquirer months, Kushki does in days.

Decision‑makers evaluating the intelligence behind payments

For those who want to understand what makes a payments platform defensible. The World Model is a proprietary intelligence layer built on millions of transactions across five countries: Mexico, Colombia, Peru, Ecuador, and Chile.

Frequently asked questions

That artificial intelligence is not added on top of the payments system: it's built into every layer, from the code to the transaction, fraud prevention, and support. That's why we say it's not an AI feature, it's an AI company.

It's your AI payments companion. It responds in seconds and resolves on its own, present on the web and in your console.

It applies AI in every transaction: routing, fraud prevention, and smart retries, so more legitimate sales get approved, with less friction.

It's the brain of Kushki: a shared intelligence layer, a live and real‑time representation, maintained by AI, of every merchant, transaction pattern, and risk signal. It's built on millions of transactions across five countries (Mexico, Colombia, Peru, Ecuador, and Chile) and is defensible because that data only exists if Kushki processes directly.

An AI‑accelerated platform that delivers speed and customization: what takes a traditional acquirer months, Kushki does in days.

In five Latin American countries: Mexico, Colombia, Peru, Ecuador, and Chile.

Discover how AI powers Kushki

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